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Foreclosure – How To Avoid It – Proactive Steps

December 31, 2008

One of the biggest questions that is being asked today is how to combat foreclosure when you are faced with it. Fred Chamberlin sheds some light on this very important subject. We have reposted his most recent article for everyone to see. If you have questions, then please ask and we will direct you to the right person you need to speak to. Read More

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Credit Score/Loan to Value Determine Rate

December 29, 2008

When Rich and I started up PREP, we made a commitment to bring positive news to the public’s attention. Too many times the media puts out statements that are so generalized it leaves mortgage people like myself and Fred Chamberlin scratching our heads. Below is another great post by Fred that might help you clear up some misconceptions that you have heard. As always, if you have questions, then please ask. Read More

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USDA 100% Rural Guaranteed Loan

December 16, 2008

The United States Department of Agriculture may not seem like a vehicle for home loans but as Fred Chamberlin explains in another excellent and informative post, utilizing the often overlooked USDA mortgage programs can be a real benefit to many prospective home buyers. Though Fred primarily discusses the use of USDA loans in Oregon and the Pacific Northwest, these loans are available in most parts of the United States. Read More

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