Positive Real Estate Professionals

Over my years in the mortgage industry I have seen a lot of things that I question. A lot of those questions are based on what the title of this article states. Typically, if you have a fixed interest rate, what sense does it make to refinance that rate to attempt to get it lower. Going from a 5% to 4.5% really is not going to make it enough difference to offset the cost of the loan. Read More

It never surprises me when I hear people talk about FHA that they have some myths and misconceptions about these types of loans. It was not too long ago that it would take a loan officer a long time and a lot of headaches to get people approved with an FHA. You had to walk just right, hold your tongue out to the left side at just the right angle and….. Well, I think you get the picture. Well, that was then and this is now. So, I will hush and let Fred Chamberlin explain it as only he can. Read More

“What is holding you back” is a question that i have been asking a many a client over the last 2 years. In that time, the market has done a complete nose dive. As I look back over some of those loans that the customers never moved forward on, I wonder where they would be at today. In each and every loan, there was a savings great than $200 a month. Read More