The C Team

Archive for the ‘Photo Blog’ Category

This past week we were able to get bank approval on a short sale for one of our listings.  The Bank was Chase Bank, and to be honest, they actually got back to us in a fairly timely manner.   The thing that I am cautioning agents to be aware of is that they included a clause which the sellers had to sign stating that they accepted that they could be liable for the deficit on the original loan.

This was especially vexing to our clients, they had some very serious medical problems and the costs wiped them out financially, so they declared bankruptcy.  This particular house was included in the Bankruptcy as it was a second home for our clients.  An agent in our office had a client that was interested in this home, so we inquired of Chase what needed to be done to sell it, and were told by them to do a short sale, that they had not foreclosed on it even though it had been included in the bankruptcy.

Long story short, our clients did NOT sign this agreement, and they are willing to let it go into foreclosure as Chase would not remove the clause in question from their acceptance of the short sale price.  I am not going to blame my clients, they already have the Bankruptcy on their credit, they don’t need a debt reaffirmed on top of that.

I guess what I am saying, is make sure that you check these documents and explain to your clients that they really will find themselves at the Bank’s mercy whether or not they will be held liable for the deficit.  That is if the lien holder includes this type of conditional clause in their acceptance of a short sale price.

I will admit that this was the first time that we had seen this conditional clause in a short sale price acceptance, I will also admit that there are agents that do more short sales than we do, but in any case, you have to look out for your client’s interests, that is why they hired you!

Scene from Scenic Southern Utah Capitol Reef

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One of the great things about living in Southern Utah is that we have a very low rate of crime.  Sure there are problems here and there, but overall, we don’t have a lot of crime here.  What crime we do have is mostly property type crimes and are not violent crimes.  That isn’t to say that are satisfied with the number of crimes that we have.  We would love to be crime free as would everyone!

I wish that I could say that we have no homicides nor assaults, but that isn’t accurate, they occasionally happen, jut not very often!  We do have some theft problems and like everywhere else, we have problems with alcohol and drug abuse.  We don’t live in a Utopia, but it is a lot better than some areas, and worse than others!

Kanarra Mountain

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This is lucky number 13 in our series of post of why we love living in Southern Utah, this post is Cedar City specific.  We love Cedar City because it is the “Festival City” , meaning that there seems to always be something going on.  Right now The Utah Summer Games are winding down.  They are an event similar to the Olympic games and provide people of all nearly all ages to compete in athletic events.  Soccer, basketball, archery are just some of the events.  The games are centered here in Cedar City, but some of the events take place as far away as the Provo area.

We are just a few days away from the Utah Shakespearean Festival’s beginning.  This of course runs the rest of the Summer and features Broadway plays as well as Shakespeare’s plays.  The Neil Simon Festival runs at the same time and obviously features his works as well as other Broadway styled plays.  It is fun to live in a City that is still small enough that you notice the vibrancy of these festivals, along with the others that take place throughout the year.  It is fun to see the people that come from out of town to participate in these events, and we welcome them!

Looking at Main Street and the Red Hill from 200 North

This was a shot looking towards the Main Street Park and the Red Hill in Cedar City.

If you’re looking to buy or sell real estate in Cedar City, Utah; please give us a call.  We would love to earn your business!

Another of the great things about living in Southern Utah is that we have what the old timers would call “Elbow Room”. That is to say that we have a lot of wide open spaces.  Some of these spaces are privately owned, but much is not.  This creates a great place to go to get away from the rat race.  There have been occasions when I have just gone out there to hear myself think!  How ever you wish to look at it, they are nearby, and they are good therapy.

Open Spaces near Hurricane, Utah

Open Spaces just South of Cedar City

Open Spaces as seen from Cedar Mountain

Open Spaces North of Cedar City

As you can see, we have a lot of elbow room!  This makes for a great place to take a walk to clear your head, and another reason that we love living in Southern Utah!

If you’re looking to buy or sell real estate in Cedar City, Utah; please give us a call.  We would love to earn your business!

In continuing with our series of why we love living in Southern Utah, I thought that I would pick another thing that we sometimes take for granted.  We have great sunsets!  I know that it isn’t like the sun setting over the ocean, but it is pretty spectacular when it sets over mountains as well.

Sunset out of our family room window

Another Sunset from our house

These are just a couple of examples of the sunsets the we get to see each night.  Just one of the many reasons to love living in Southern Utah.

If you’re looking to buy or sell real estate in Cedar City, Utah; please give us a call.  We would love to earn your business!

One of the reasons that we really love living in Southern Utah, is that we are really close to the Mountains.  The Mountains provide some wonderful recreational opportunities as well as some really nice shots with the camera.  These photos that I am using were taken at different times, but they are all in the mountains.

Looking down towards Cedar City

Aspen Trees on the Mountain

Looking Towards Zions Park

It is such a enjoyment in our lives to be able to look out of almost any window in town and see a Mountain!  There is so many fun things that one can do in the mountains, hiking, fishing, camping, hunting, mountain biking (on approved trails), riding horses, riding atvs (again on approved trails) as well as photography.  We invite all to come up and enjoy our Mountains with us!

If you’re looking to buy or sell real estate in Cedar City, Utah; please give us a call.  We would love to earn your business!

Continuing with my theme of blogs about why we love living in Southern Utah, and especially Cedar City.  I have been thinking a lot about the importance of the past couple of Holidays that we have celebrated, Memorial Day and Flag Day.  There is one thing that we have done here in Cedar City recently that has really made me proud to live here and really to be an American.  We are essentially still a small town, yet we have done a nice job remembering why we can celebrate Holidays like these past two and the Fourth of July.  Remembering heroes, that is another reason that we love living in Southern Utah..

Veterans Memorial Park Sign

War on Terror Memorial

Viet Nam Memorial

Korean War Memorial

World War II Memorial

I need to go back and get a photo of the World War I Memorial, but as you can see, this is a great park of memorials to those who love their country more than they loved themselves!  Thank you!

If you’re looking to buy or sell real estate in Cedar City, Utah; please give us a call.  We would love to earn your business!

In continuing our series of blogs on living in Southern Utah and why we love it, I was looking out at the mountains and I noticed something that I had taken for granted, our red hill here in Cedar City.  I know, red hills are pretty common in Southern Utah, so what is the big deal, right?   Well, the big deal is that we have many different colors in our landscapes here in Southern Utah, so we should never become bored with our scenery!

This is is a photograph I used earlier, but at the back of the golf course you can see rainbow canyon, it is raining and a low cloud cover today, so I really can’t get another good photograph of it right now, maybe for a later post!

Golf Course and Rainbow Canyon

Here are some other photos that I took last weekend that really illustrate what I am trying to say!

Painted hills

And one other from last weekend

Boulder Mountain

As you can see, we do live in a very diversely colored landscape.  Something that we love, even if we seem to take it for granted on occasion.

If you’re looking to buy or sell real estate in Cedar City, Utah; please give us a call.  We would love to earn your business!

Another reason that I love living in Southern Utah is that as far as recorded history goes, we are fairly young.  What I mean by that is most of the recorded history begins with the Mormon Pioneers as they entered the area looking for places to settle and farm in 1851.  I have met people that had met or knew some of the great characters of Utah and the West’s history.  My mother for instance knew Butch Cassidy’s younger brother, Dan Parker.  Dan Parker lived in Parowan for a time and was a good friend of my Grandfathers.

My father met Matt Warner, who when my father met him was the Marshall of the City of Price, Utah.  Matt Warner is largely an unknown to many people, but he was Butch Cassidy’s first side kick.  Matt Warner was caught served a prison sentence then after gaining his freedom was hired by Price City to be their Marshall.

These are some photos of abandoned houses of Pioneer Vintage, houses who once were owned by people with hopes and dreams similar to those that we have.  To have a place to raise a family, live safely and build a legacy.  I hope that you enjoy, this aspect of Southern Utah!

Abandoned Home

The above home sits on Private Property, so rather than trespass, I used a telephoto lens to capture the shot.

abandoned cabin II

This photo is from an abandoned cabin in Caineville, Utah.  It was built by my Great Grandfather Elijah C. Behunin

If you’re looking to buy or sell real estate in Cedar City, Utah; please give us a call.  We would love to earn your business!

This is really becoming a fun series to blog about.  If I were talking, I would probably just keep rambling on and on and on.  You get the picture!  I have talked a little bit about some of the “ancient history” of the area, I also want to touch on the more modern History of the area.  Most people know that the as far as recorded history goes, the Mormon Pioneers settled this area.  Many of my ancestors were among those pioneers.

The town of Parowan served as a starting point for many settlement expeditions, including Cedar City, St. George, Las Vegas and San Bernardino.  Parowan is a beautiful small town, just what a small town should be, it has it’s own stores and restaurants, it is a very cool place to live.

Old Parowan Rock Church

Pioneer Home in Parowan

Holyoak House

The Green's House

Guymon House

If you’re looking to buy or sell real estate in Cedar City, Utah; please give us a call.  We would love to earn your business!